Inflation Came in Hotter Than Expected Today and Here Is What That Means for Mortgage Rates Right Now
Published on: 14/10/2026
Hot inflation pushes Treasury yields higher and pressures mortgage rates. Geoff Ricker explains what buyers should do now.
You Do Not Need 20 Percent Down to Buy a Home and Here Are the Four Loan Options That Prove It
Published on: 05/10/2026
VA zero down, USDA zero down, FHA 3.5%, conventional 3%. Geoff Ricker explains every low down payment option available now.
The Fed Does Not Set Mortgage Rates and Here Is What Actually Drives Them Up and Down
Published on: 18/09/2026
Bond market and inflation move rates not the Fed. Geoff Ricker explains why waiting for a Fed cut can backfire.
You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Published on: 02/09/2026
Loan programs, DPA, seller concessions reduce upfront costs. Geoff Ricker explains your real down payment options.
